Roth Ira Contribution Limits 2024 Married. For tax year 2024, individuals with an adjusted gross income (agi) of $146,000 or less may make a full contribution to a roth ira. You’re married filing jointly or a qualifying widow(er) with an agi of $240,000 or more.

Is your income ok for a roth ira? For 2024, individuals can only contribute the full amount — $7,000, with an additional $1,000 for people age 50 or over — to a roth ira if their income is below.